For many a property is often their biggest asset – whether you are looking at house purchase or releasing some tax free cash from your existing home, we can provide quality whole of market solutions.
Equity release (often referred to as a Lifetime Mortgage) is an area that we specialise in. With whole of market solutions at our fingertips, we can source the most competitive option for you.
As a method of releasing some of the value that is locked in your home, you have total freedom as to how you spend it. Whether it is home improvements, gifts to the family or a holiday of a lifetime, the choice is yours.
We only use lenders whose products meet with the quality standards set by the Equity Release Council as your protection is our priority.
For home buyers, or those seeking to secure a deal when their existing rate ends, we have whole of market access in the market. With lenders having different criteria based on employment, income, loan to value, and affordability leave us to do the searching for you.
Buying a home is normally the largest financial transaction we make, so having the best solutions to make this possible is key. The freedom of not being tied to any one lender, or a limited panel of lenders gives us the best choice of options to suit your requirements.
Please note: Your home may be at risk or repossessed if you do not keep up payments on a mortgage or other loans secured against it.
Entering into a lifetime mortgage (or any form of equity release) will reduce the amount of inheritance you can leave behind. It may also affect your tax position and eligibility for State/welfare benefits. To understand the features and risks of a Lifetime Mortgage, ask for a personalised illustration.
If you are considering securing an unsecured debt, you must think carefully before securing other debts against your home. As your home may be repossessed if you do not keep up repayments on your mortgage.
Some Buy To Let & Commercial mortgages are not regulated by the Financial Conduct Authority.
HAMPTON FINANCIAL SERVICES LTD Company number 12544007
Registered in England at office address: 12a Chetwynd Road, Southampton, Hampshire, UK, SO16 3JB
AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY under reference number 925583 and you can find us on the FCA register here
The information contained in the website is for information purposes only and does not constitute advice. Decisions should not be based solely on any information contained within the website, individual advice should be sought.
The information contained within the website is based on UK legislation and regulatory regime and is designed primarily for consumers based in the UK