We can help you focus on your retirement goals, and it is reassuring to know that it's never too late to make a difference. For clients at retirement, we can help you understand your options and income solutions.  With retirement probably lasting a period of twenty years plus, having sufficient provision is essential.

Pensions are often in the press, and not always for the right reasons, we can break down the jargon and help you navigate the most effective options built around you and your goals.  When building funds for future retirement, we can build solutions that mean your money works hard for you so that when you are ready to retire, your money has done the hard work for you.  It really is one of the best parts of our role, when you see a client fulfil their dream to retire and we help it to become a reality.

The risk attached when making decisions about your pension funds, is that often the decisions cannot be reversed.  And this is why the regulator stipulates the requirement to receive financial advice at certain trigger points.  This cements the need to ensure that the strategy and the outcome are appropriate.

Strategies in decumulation (at retirement) are very likely to be different to when accumulating (building for retirement) and this is where we really can assist you with ensuring the best outcomes.  We aim to guide you through different scenarios that highlight the risk of your retirement fund running out within your lifetime.

Our ongoing advice service aims to ensure that your plans deliver in line with your goals.

Please note: A pension is a long-term investment. The value of your investment when using any investment type could go down as well as up, and you could get back less than you originally invested. Your eventual income may depend on the size of fund when accessed, interest rates and legislation.